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The following article is written by Leo Babauta from blog “Zen Habits”. Leo’s blog is one of the most subscribed to blog & he talks a lot about living a minimalist but prosperous (happy in everyway) kind of life. This particular post you are about to read relates to basic, foundational, entry-level, finance-for-dummies-style money lessons…the [...]

(by Leo Babauta) If  you are a lazy budgeter, or you are having trouble getting a budget together or even sticking to your budget, then this step by step guide by Leo Babauta of Zen Habits is for you!…click here to read

(by Christian Oey – CEO)… Owning a home is a great financial and life accomplishment and a wise decision but it needs to be bought properly. Let me make it clear – you cannot financially prosper when you have a mortgage repayment that’s equal to or more than 1/3 of the money you bring home. [...]

(by Christian Oey – CEO)… If buying a home is one of your key goals, then the following steps will help you achieve that dream. 1. Get Out Of Debt You should only buy a home when you are financially ready. This means being out of debt and having an emergency fund of three to [...]

(by Christian Oey – CEO)… Continuing on from my last post, where we covered the importance of knowing how much debt you actually have and paying yourself first, in this post I want to specifically touch on budgeting and paying off your credit cards/personal loan debts. 1. Budgeting Budgeting isn’t as scary as it sounds. [...]

(by Christian Oey – CEO)… If one of your new year resolutions this year is to get out of debt, or more simpler, to take control of your finances, here are some tips to get you started. 1. You need to know exactly where you are. This includes utility bills and all your other debts. [...]

(by Christian Oey – CEO)… Truth be told, I always had a car repayment – up until a couple of years ago that is. Car repayments are a way of life right?…the “normal” way of thinking. Well I have come to find out that “normal” is broke. “Normal” is to have debt. “Weird”, however, is [...]

The below blog is thanks to top American Financial Counsellor and Guru Dave Ramsey: A job loss is not the end of the world. For many people, it’s just the launching pad to a new, more fulfilling career. It can also be a great time to re-prioritize the plan for your money or actually create [...]

(by Diane Henen – Client Relationship Mgr.)… In life, every individual faces different experiences in all aspects of their lives. We all come past situations that affect us as an individual; your family, your career, your partner and your finances ect. There is always a point in time when what we are facing feels like [...]

(by Christian Oey – CEO)… Surprise surprise. An article in the Australian Financial Review on 16th September, 2010, talked about how credit card providers are pushing up hidden interest rates such as revert rates on balance transfer cards. This information was based on research conducted by researcher RateCity. The average rate on balance transfer credit [...]